（その3）サラ金、マルチ商法、民事再生法

廃業して、再就職すれば良かったんでしょうが、これくらい何とか
しなければと逆に熱くなり、意地を張ってしまいました。　

残った在庫をネットショップで格安で売ってみたものの大した金額には
ならず、生活費を工面するために遂にサラ金（消費者金融）に手を付けた
のはこの時です。　

手続きさえすれば、ハイハイっと50万という大金を簡単に、本当に簡単に
貸してくれるんです。　儲けて返せばいいやと思っていると、翌月にはまた
金が必要で別のサラ金へ。

ちょうどそんな時、知人から「イイ話があるんで、一度聞きに来ないか？」
と誘いを受け、某新規事業の説明会へ。
あるシステムの代理店の募集の話で、一発これに賭けてみるかと、
サラ金で借りて45万円を投資。　
分かり辛かったのですが、結局これがネットワークビジネス、マルチ商法
だったんです。　上層部からすれば、会員の勧誘のために私のそれまでの
キャリアーや経験からくる話し方・立居振る舞いなどの使い勝手が良かった
ようで、それから半年間ずいぶん’可愛がって’もらいました。

これではダメだと気がついた時には、借金は500万円に膨らみ、自転車
操業ならぬ自転車返済の状態になっていました。
遂に融資限度額を超えてしまい、一般のサラ金では借りれなくなり、
「多重債務者でも融資します」という広告をみて飛びつくと、審査の甘い
サラ金を紹介され（単に誘導されるだけですが）、借りた金の半分を脅かさ
れて手数料という名目で取られてしまいました。

闇金に手をだしたら文字通り破滅だと思っていましたので、ネットや本屋で
打開策を探し、個人の民事再生法で清算することに。
同じネットワーク仲間に自己破産の経験者がいて、いろいろ話を聞けた
のは不幸中の幸い？でした。

弁護士を紹介してもらい、民事再生法の手続きを開始したころ、ラッキーな
ことに新しい就職先を紹介してくれるという話が入ってきたんです。

（続く）

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